According to a recent shareholder letter from…
Phishing can take various types, but the aim is often the same: stealing money from checking accounts, often even totally emptying them.
Phishing is by far the most common and also the easiest for those who practice it, of all the methods by which hackers can steal money from our accounts. In reality, one goes “only to induce the consumer himself to send phishers his access credentials and passwords, deceiving him via a falsified contact.
What kind of post, however?
“traditional” phishing uses e-mail addresses, then you can receive a communication by e-mail with the header of your reference bank, through which you are warned of the impending closing of your account or the impossibility of crediting those sums of money, unless you enter your online banking credentials through the link given by them in order to adjust the settings and unless you access them through the link provided by them.
Not just phishing: beware of instant messages and calls
Phishing is not just a method of deceiving and tricking people into providing their credentials. Smishing, i.e. scam via SMS, and vishing, the one perpetrated by calls, are the variants.
Then how to protect yourself? First of all if they are present in the correspondence in question, it is advisable to categorically stop clicking on suspicious links. These are routed to a site that appears completely similar to your home banking portal, yet you can go and deliver them directly into the hands of hackers through inserting your username and password in the required slots.
Secondly, but not least, it is always good to search in detail the email address of the sender to verify that the letter is from one of the official contacts of your bank. Rest assured, if not that it’s phishing.